Get $25 Free
With Wealthsimple.

The current Wealthsimple referral code is NLX83A. Enter it during signup or use our direct referral link, which applies the code automatically. This gets you a $25 cash bonus after your qualifying $100 deposit.

Yes — Wealthsimple uses all these terms interchangeably. Whether you're searching for a promo code, sign-up code, welcome code, or invite code, they all refer to the same thing. The code NLX83A is currently active.

The minimum qualifying deposit is $100 from an external financial institution, within 30 days of opening your account. The $25 bonus is typically credited within 24 hours of your deposit clearing. Deposits from within the Wealthsimple ecosystem don't count — it must come from your bank.

Yes — but time matters. If you've already made your first deposit, you have a 7-day window to add the code in the app (tap 🎁 → "Have a Code?"). After 7 days, the option disappears. If you haven't deposited yet, there's no time limit — add the code any time, then fund within 30 days.

The $25 bonus has a 180-day hold period. You can see it in your account but can't withdraw it for roughly 6 months. Your original deposit is accessible normally — only the bonus amount is held.

Wealthsimple does not issue a T4A slip for referral bonuses. However, the CRA may consider cash bonuses taxable income. The $25 is a small amount but you are ultimately responsible for reporting it. When in doubt, consult a tax professional.

Yes — the bonus applies when opening any new Wealthsimple account, including TFSA, RRSP, FHSA, and non-registered accounts. You only need to open one qualifying account.

No. Deposit $100+, receive the $25 bonus, and withdraw your original deposit whenever you want. There are no withdrawal fees on Wealthsimple. The $25 bonus itself has a 180-day hold, but your own money is always accessible.

Yes — Wealthsimple is a Canadian platform and the referral bonus is only available to Canadian residents of legal age in their province. You'll need a valid SIN (Social Insurance Number).

No. InvestReferral.ca is an independent Canadian site. We may earn a referral reward when you sign up through our link — this is how the Wealthsimple referral program works for any user. We're not sponsored by or affiliated with Wealthsimple Inc.