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📊 Brokerage Comparison

Best Canadian Brokerages 2026

Side-by-side comparison of Canadian online brokerages — fees, account types, trading tools, and referral bonuses so you can choose the right platform for your situation.

Claire Beaumont
Claire Beaumont·Personal Finance Writer·January 2026

Last updated July 2026

Full Comparison

🍁 Wealthsimple
⭐⭐⭐ Yes
$25 Free
Min. deposit$100
Commissions$0
Free tax returns✓ Yes
Cash card✓ Yes
Claim →
Questrade
⭐⭐ Intermediate
$50 in trades
Min. deposit$1,000
CommissionsFrom $4.95
Free tax returns✗ No
Cash card✗ No
See offer →
TD Direct Investing
Advanced
None
Min. deposit$15,000
Commissions$9.99
Free tax returns✗ No
Cash card✗ No
RBC Direct Investing
Advanced
None
Min. deposit$15,000
Commissions$9.95
Free tax returns✗ No
Cash card✗ No
CIBC Investor's Edge
Advanced
None
Min. deposit$10,000
Commissions$6.95
Free tax returns✗ No
Cash card✗ No

Bonus amounts subject to change. Always verify current offers on each brokerage's website. Full comparison →

Best For Beginners

Wealthsimple is Canada's top pick for new investors — $0 commissions, a clean mobile-first interface, and the widest account selection (TFSA, RRSP, FHSA, non-registered, robo-advisor, and cash in one app).

NLX83A
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Best For Active Traders

Questrade offers lower trading costs for active traders, free ETF purchases, and advanced charting tools. Best for investors who trade frequently or want more sophisticated order types.

716213846468899
Get $50 in Trades — Questrade →

Most Canadians: Start With Wealthsimple

No trading commissions, no minimum deposit, and the best FHSA + TFSA + RRSP experience in Canada. Use code NLX83A to claim your $25 bonus.

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Wealthsimple vs Questrade: The Verdict

The two platforms solve different problems. Wealthsimple is built for the investor who wants to set up a TFSA or RRSP, buy ETFs commission-free, and rarely think about it — the app handles everything from FHSA to tax filing. Questrade is built for the investor who checks positions weekly, wants Level 2 data and advanced order types, and trades enough that per-trade pricing beats a subscription.

Both are CIRO-regulated and CIPF-protected (see how your money is protected), so safety isn't the deciding factor — fit is. If you're still unsure, our Wealthsimple review and Questrade guide go deeper on each.

FAQ

Wealthsimple. It has no trading commissions, no account minimum, and a simpler interface. Questrade's pricing and platform are built for investors who trade more actively and want advanced order types.
For a typical buy-and-hold investor, Wealthsimple is cheaper: $0 commissions on Canadian stocks and ETFs. Questrade offers free ETF buys but charges commissions on stock trades, which suits active traders with larger accounts.
Yes. Both are CIRO-regulated investment dealers and CIPF members, so eligible accounts are protected up to $1 million per account category if the firm becomes insolvent.
Yes. Many Canadians hold a TFSA at one and an RRSP at the other. Just track your contribution room across all institutions — CRA limits apply to you, not to each account.
Both offer TFSA and RRSP accounts. Wealthsimple also offers the FHSA (First Home Savings Account), managed robo-advisor portfolios, and a high-interest cash account in the same app.

Account Type Guides

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