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About InvestReferral.ca

Helping Canadians get more out of their investing accounts โ€” one referral code at a time.

Why This Site Exists

Canadian investing has gotten significantly more accessible over the last decade โ€” zero-commission trading, tax-free accounts, and beginner-friendly platforms like Wealthsimple have lowered the barrier to entry for millions of people.

But referral bonuses, contribution limits, and account rules are scattered across dozens of websites, buried in fine print, or out of date. InvestReferral.ca exists to put all of that in one place โ€” clearly, accurately, and for free.

We track the best referral codes available to Canadian investors, maintain up-to-date guides on every major registered account type (TFSA, RRSP, FHSA, RESP, RRIF), and build free calculators so you can run the numbers yourself before making any decisions.

Who This Is For

InvestReferral.ca is built for Canadians who are starting their investing journey or looking to get more out of existing accounts โ€” whether that's understanding which account to open first, figuring out contribution room, or comparing brokerage fees.

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Canadian residents only โ€” accounts and rules are Canada-specific

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Beginners to intermediate investors โ€” no advanced trading strategies

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Anyone looking to maximise free signup bonuses

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People who want to run their own numbers before committing

What We Offer

Referral codes
Verified, up-to-date codes for Wealthsimple, Questrade, and other Canadian brokerages โ€” with clear terms on what you actually get.
Account guides
Plain-English explanations of TFSA, RRSP, FHSA, RESP, RRIF, and non-registered accounts โ€” contribution limits, tax rules, and who each is best for.
Free calculators
Investment return, TFSA room, RRSP contribution, capital gains tax, ETF fee comparison, retirement income, FHSA, and dividend reinvestment calculators โ€” all free, no signup required.
Brokerage comparisons
Side-by-side comparisons of Canadian brokerages on fees, minimum deposits, account types, and bonuses.

How We Earn Money

InvestReferral.ca is free to use. We earn a referral commission when you open an account through one of our links or use one of our referral codes. This does not cost you anything extra โ€” in most cases you receive a bonus for signing up.

Our editorial content โ€” guides, comparisons, and calculators โ€” is not influenced by these commissions. We cover accounts and brokerages based on their usefulness to Canadian investors, not based on who pays us.

Wealthsimple is our primary referral partner because it is genuinely the most beginner-friendly zero-commission Canadian brokerage available. We would recommend it regardless.

Important Disclaimer

The content on InvestReferral.ca is for informational purposes only and does not constitute financial, tax, or legal advice. Contribution limits, tax rules, and referral bonus terms change regularly โ€” always verify current information with the CRA, your brokerage, or a qualified financial professional before making investment decisions.

InvestReferral.ca is an independent Canadian website and is not affiliated with, endorsed by, or sponsored by Wealthsimple Inc., Questrade Inc., or any other financial institution referenced on this site.

Referral Code
NLX83A
Get $25 Free โ†’